LOAN RATES SAVINGS RATES TERM SHARE / CD CREDIT CARD RATES FEES
Effective as of: 09/20/2
| *APR: Annual Percentage Rate. | |
| Loan Rates | |
| Signature (As low as): | |
| Maximum Amount $6,000.00 above the amount of shares pledged on the loan | |
| Term | APR* |
| Up to 48 Mos | 8.99% |
| Up to 60 Mos | 10.99% |
| ($4,000.00 min $6,000.00 max) | |
| Maximum Amount: Included in signature loan limit | |
| 90 Day Note | |
| Term | APR* |
| due in full in 90 days | 10.00% |
| Share Secured | |
| Maximum Amount:up to the amount of shares pledged on the loan | |
| Term | APR* |
| Up to 24 mos | 3.50% |
| Up to 60 mos | 3.60% |
| Up to 72 mos | 3.99% |
| Up to 120 mos | 4.99% |
| Share Certificate Secured | |
| Maximum Amount:up to present amount of share certificate | |
| Term | APR* |
| Same as Share Secured | 2.00% above dividend rate minimum being same as Share Secured rates |
| Christmas/Holiday Loan **** | |
| Maximum Amount: $5,000.00 | |
| Term | APR* |
| 12 months | 9.99% |
| New Autos (As low as): | |
| Maximum Amount:up to 120% of MSRP or NADA retail including tax, tag, doc fees, warranty, and GAP | |
| Term | APR* |
| up to 36 mos | 6.00% |
| 37 - 63 mos | 6.25% |
| 64 - 75 mos (valued at more than $15,000.00) | 6.45% |
| 76 - 84 mos (valued at more than $30,000.00) | 7.85% |
| Used Autos (As low as): 25,000 - 99,999 miles | |
| Maximum Amount:up to 120% of NADA retail including tax, tag, doc fees, warranty, and GAP | |
| Term | APR* |
| up to 48 mos | 6.85% |
| 37 - 63 mos | 7.15% |
| 64 - 75 (valued at more than $15,000.00) | 7.35% |
| 76 - 84 mos (valued at more than $30,000.00) | 8.30% |
| Used Autos (As low as): 100,000 miles | |
| Maximum Amount:up to 100% of NADA retail including tax, tag, doc fees, warranty, and GAP | |
| Term | APR* |
| up to 63 mos | 9.25% |
| 64 - 75 mos | 9.45% |
| Used Auto (As low as): Over 7 years old | |
| Term | APR* |
| 63 mos or less (below 80,000 miles) | 8.50% |
| 63 mos or less (above 80,000 miles) | 10.50% |
| Used Auto (bringing from another financial institution) | |
| New Boats and Water Craft (As low as): | |
| Maximum Amount: up to 100% of MSRP plus tax, tag, license, and UCC1 | |
| Term | APR* |
| 72 mos | 6.50% |
| 84 mos (valued at more than $20,000.00) | 6.80% |
| 120 mos (valued at more than $25,000.00) | 7.00% |
| 180 mos (valued at more than $50,000.00) | 7.50% |
| Used Boats and Water Craft Under 7 yrs old (As low as): | |
| Maximum Amount: up to 100% of NADA retail value plus tax, tag, license, and UCC1 | |
| Term | APR* |
| 72 mos | 8.50% |
| 84 mos (valued at more than $20,000.00) | 8.75% |
| 120 mos (valued at more than $25,000.00) | 9.5% |
| 144 mos (valued at more than $50,000.00) | 9.75% |
| Used Boats and Water Craft Over 7 yrs old (As low as): | |
| Maximum Amount: up to 80% of NADA retail value plus tax, tag, license, and UCC1 | |
| Term | APR* |
| 48 mos | 9.29% |
| 72 mos | 9.50% |
| 96 mos | 9.79% |
| 120 mos | 9.99% |
| New Motor Homes (As low as): Less than 25,000 miles | |
| Maximum Amount: up to 100% of MSRP or NADA retail plus tax, tag, doc fees, warranty, and GAP | |
| Term | APR* |
| 63 mos | 7.50% |
| 72 mos | 7.50% |
| 84 mos | 7.75% |
| 120 mos | 8.00% |
| 180 mos (valued at more than $50,000.00) | 8.75% |
| Used Motor Homes (As low as): 25,000 - 99,999 miles | |
| Maximum Amount:up to 80% of NADA trade-in value, including tax, tag, doc fees, warranty, and GAP | |
| Term | APR* |
| 60 mos | 9.00% |
| 72 mos | 9.25% |
| 84 mos | 9.75% |
| 120 mos | 10.00% |
| Used Motor Home (As low as): Over 7 years old Over 100,000 miles | |
| Maximum Amount:up to 70% of NADA trade-in value, including tax, tag, doc fees, warranty, and GAP | |
| Term | APR* |
| up to 84 mos | 10.50% |
| New Motorcycles (As low as): Less than 25,000 miles | |
| Term | APR* |
| 48 mos | 7.75% |
| 63 mos | 8.25% |
| 72 mos (valued at more than $15,000.00) | 8.75% |
| 84 mos (valued at more than $20,000.00) | 9.25% |
| Used Motorcycles (As low as): 25,000 - 99,999 miles | |
| Maximum Amount: same as used auto | |
| Term | APR* |
| 48 mos | 8.49% |
| 63 mos | 8.99% |
| 72 mos | 9.49% |
| Used Motorcycles (As low as): over 7 years old | |
| up to 63 mos | 9.75% |
| 80% of NADA retail (below 80,000 miles) | |
| New ATV (As low as): | |
| Maximum Amount:up to 100% of invoice including tax, tag, & doc fees | |
| Term | APR* |
| 60 mos | 7.50% |
| 72 mos (valued at more than $15,000.00) | 7.75% |
| 84 mos (valued at more than $20,000.00) | 8.00% |
| 120 mos (valued at more than $25,000.00) | 8.25% |
| 180 mos (valued at more than $30,000.00) | 8.50% |
| Used ATV and Travel Trailers (As low as): | |
| Maximum Amount: up to 80% of NADA Low Retail Value | |
| Term | APR* |
| 60 mos | 7.99% |
| 72 mos | 7.25% |
| 84 mos | 8.99% |
| 108 mos (valued at more than $20,000.00) | 9.25% |
| Used ATV and Travel Trailers (As low as): over 7 years old | |
| Maximum Amount: up to 70% of NADA Low Retail Value | |
| Term | APR* |
| 60 mos | 10.25% |
| 72 mos | 10.50% |
| Tractors, Farm and Garden Equip (As low as): | |
| Maximum Amount:up to 80% of value | |
| Term | APR* |
| up to 60 mos | 8.99% |
| up to 72 mos | 9.99% |
| up to 84 mos | 10.49% |