At Memorial Credit Union, we offer competitive rates and fees on our savings and loan products. Click on the desired link below for more detailed information. 
Please do not hesitate to contact the Credit Union should you have any questions or concerns regarding our rates and/or fees.


LOAN RATES SAVINGS RATES TERM SHARE / CD CREDIT CARD RATES FEES

Term Share Rates
ProductInterest RateAPY*Minimum Open Balance Minimum Balance for APY*
6 Month0.06%0.06%$500.00$500.00
12 Month0.10%0.10%$500.00$500.00
 
*APY: Annual Percentage Yield. The above Term Share rates are determined weekly.
IMPORTANT INFORMATION: Your certificate account will automatically renew at maturity. You will have a grace period of 7 business days after the maturity date to withdraw the funds in the account without being charged an early withdrawal penalty.
Dividends will be compounded and credited quarterly. If you close your account before the dividends are credited, you will not receive accrued dividends. Your account will mature at the end of the dividend period selected. You are not permitted to withdraw funds other than dividends prior to maturity without closing the account. We may impose a penalty if you do withdraw funds other than dividends prior to the maturity date. The penalty will equal three months dividends on your account.